Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$194,520	$194,520	$269,910
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$75,390	$0
Funding fee	$973	$973	$0
Note rate	2.960%	2.960%	7.400%
Blended rate	2.960%	4.647%	7.640%
1st payment	$922.56	$922.56	$1,868.80
2nd payment	$0.00	$565.43	$0.00
Taxes / mo	$278.83	$278.83	$278.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$53.98
HOA / mo	$180.00	$180.00	$180.00
Total monthly	$1,531.39	$2,096.82	$2,531.62
Cash to close	$105,380	$29,990	$29,990