Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$332,628	$332,628	$360,000
Remaining term (yrs)	26.7	26.7	30.0
Secondary amount	$0	$27,372	$0
Funding fee	$0	$0	$0
Note rate	6.430%	6.430%	7.400%
Blended rate	6.980%	7.134%	7.640%
1st payment	$2,170.74	$2,170.74	$2,492.57
2nd payment	$0.00	$205.29	$0.00
Taxes / mo	$384.74	$384.74	$384.74
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$158.56	$158.56	$72.00
HOA / mo	$133.33	$133.33	$133.33
Total monthly	$2,997.37	$3,202.65	$3,232.64
Cash to close	$67,372	$40,000	$40,000