Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$250,078	$250,078	$310,500
Remaining term (yrs)	24.8	24.8	30.0
Secondary amount	$0	$60,422	$0
Funding fee	$1,250	$1,250	$0
Note rate	2.500%	2.500%	7.400%
Blended rate	2.500%	3.765%	7.640%
1st payment	$1,124.59	$1,124.59	$2,149.84
2nd payment	$0.00	$453.17	$0.00
Taxes / mo	$457.76	$457.76	$457.76
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$62.10
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,732.35	$2,185.52	$2,819.70
Cash to close	$94,922	$34,500	$34,500