Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$338,158	$332,910
Remaining term (yrs)	25.9	30.0
Secondary amount	$0	$0
Funding fee	$0	$0
Note rate	5.410%	7.400%
Blended rate	6.260%	7.640%
1st payment	$2,021.25	$2,305.00
2nd payment	$0.00	$0.00
Taxes / mo	$396.75	$396.75
Insurance / mo	$150.00	$150.00
MI / mo	$254.68	$66.58
HOA / mo	$102.67	$102.67
Total monthly	$2,925.36	$3,021.00
Cash to close	$31,742	$36,990