Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$119,910	$119,910	$242,999
Remaining term (yrs)	25.7	25.7	30.0
Secondary amount	$0	$123,090	$0
Funding fee	$600	$600	$0
Note rate	5.230%	5.230%	7.400%
Blended rate	5.230%	6.633%	7.640%
1st payment	$705.96	$705.96	$1,682.48
2nd payment	$0.00	$820.60	$0.00
Taxes / mo	$374.72	$374.72	$374.72
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$48.60
HOA / mo	$27.75	$27.75	$27.75
Total monthly	$1,258.43	$2,079.03	$2,283.55
Cash to close	$150,089	$27,000	$27,000