Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$192,728	$192,728	$247,500
Remaining term (yrs)	26.7	26.7	30.0
Secondary amount	$0	$54,772	$0
Funding fee	$0	$0	$0
Note rate	6.430%	6.430%	7.400%
Blended rate	6.980%	7.427%	7.640%
1st payment	$1,257.75	$1,257.75	$1,713.64
2nd payment	$0.00	$410.79	$0.00
Taxes / mo	$358.58	$358.58	$358.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$91.87	$91.87	$49.50
HOA / mo	$270.00	$270.00	$270.00
Total monthly	$2,128.20	$2,538.99	$2,541.72
Cash to close	$82,272	$27,500	$27,500