Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$149,858	$149,858	$233,910
Remaining term (yrs)	24.2	24.2	30.0
Secondary amount	$0	$84,052	$0
Funding fee	$0	$0	$0
Note rate	2.770%	2.770%	7.400%
Blended rate	3.620%	5.553%	7.640%
1st payment	$706.03	$706.03	$1,619.55
2nd payment	$0.00	$630.39	$0.00
Taxes / mo	$59.41	$59.41	$59.41
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$122.18	$122.18	$46.78
HOA / mo	$100.00	$100.00	$100.00
Total monthly	$1,137.63	$1,768.02	$1,975.74
Cash to close	$110,042	$25,990	$25,990