Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$151,654	$151,654	$260,910
Remaining term (yrs)	20.0	20.0	30.0
Secondary amount	$0	$109,256	$0
Funding fee	$0	$0	$0
Note rate	3.440%	3.440%	7.400%
Blended rate	4.290%	5.844%	7.640%
1st payment	$869.84	$869.84	$1,806.49
2nd payment	$0.00	$728.37	$0.00
Taxes / mo	$355.76	$355.76	$355.76
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$138.24	$138.24	$52.18
HOA / mo	$142.00	$142.00	$142.00
Total monthly	$1,655.83	$2,384.21	$2,506.43
Cash to close	$138,246	$28,990	$28,990