Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$106,413	$106,413	$224,910
Remaining term (yrs)	22.5	22.5	30.0
Secondary amount	$0	$118,497	$0
Funding fee	$0	$0	$0
Note rate	4.270%	4.270%	7.400%
Blended rate	5.120%	6.637%	7.640%
1st payment	$611.27	$611.27	$1,557.23
2nd payment	$0.00	$789.98	$0.00
Taxes / mo	$223.76	$223.76	$223.76
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$87.81	$87.81	$44.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,072.84	$1,862.82	$1,975.98
Cash to close	$143,487	$24,990	$24,990