Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$92,487	$92,487	$188,100
Remaining term (yrs)	10.8	10.8	30.0
Secondary amount	$0	$95,613	$0
Funding fee	$462	$462	$0
Note rate	6.260%	6.260%	7.400%
Blended rate	6.260%	7.653%	7.640%
1st payment	$976.28	$976.28	$1,302.37
2nd payment	$0.00	$717.10	$0.00
Taxes / mo	$158.56	$158.56	$158.56
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$37.62
HOA / mo	$137.67	$137.67	$137.67
Total monthly	$1,422.51	$2,139.61	$1,786.22
Cash to close	$116,513	$20,900	$20,900