Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$233,832	$233,832	$314,991
Remaining term (yrs)	26.4	26.4	30.0
Secondary amount	$0	$81,159	$0
Funding fee	$0	$0	$0
Note rate	6.270%	6.270%	7.400%
Blended rate	6.820%	7.382%	7.640%
1st payment	$1,509.60	$1,509.60	$2,180.93
2nd payment	$0.00	$608.69	$0.00
Taxes / mo	$173.11	$173.11	$173.11
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$112.14	$112.14	$63.00
HOA / mo	$41.67	$41.67	$41.67
Total monthly	$1,986.52	$2,595.21	$2,608.71
Cash to close	$116,158	$34,999	$34,999