Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$100,552	$100,552	$314,100
Remaining term (yrs)	20.5	20.5	30.0
Secondary amount	$0	$213,548	$0
Funding fee	$0	$0	$0
Note rate	4.170%	4.170%	7.400%
Blended rate	5.020%	6.876%	7.640%
1st payment	$605.61	$605.61	$2,174.76
2nd payment	$0.00	$1,379.17	$0.00
Taxes / mo	$222.92	$222.92	$222.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$88.04	$88.04	$62.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,066.56	$2,445.73	$2,610.50
Cash to close	$248,448	$34,900	$34,900