Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$385,358$385,358$391,410
Remaining term (yrs)27.927.930.0
Secondary amount$0$27,797$0
Funding fee$0$0$0
Note rate6.920%6.920%7.400%
Blended rate7.470%7.766%7.640%
1st payment$2,598.65$2,598.65$2,710.04
2nd payment$0.00$275.08$0.00
Taxes / mo$478.87$478.87$478.87
Insurance / mo$150.00$150.00$150.00
MI / mo$180.48$180.48$78.28
HOA / mo$368.00$368.00$368.00
Total monthly$3,776.00$4,051.08$3,785.19
Cash to close$49,542$21,745$43,490