Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$333,506$333,506$409,500
Remaining term (yrs)26.026.030.0
Secondary amount$0$75,994$0
Funding fee$0$0$0
Note rate5.410%5.410%7.400%
Blended rate6.260%6.768%7.640%
1st payment$1,990.54$1,990.54$2,835.30
2nd payment$0.00$569.96$0.00
Taxes / mo$497.70$497.70$497.70
Insurance / mo$166.67$166.67$166.67
MI / mo$250.81$250.81$81.90
HOA / mo$390.00$390.00$390.00
Total monthly$3,295.71$3,865.67$3,971.56
Cash to close$121,494$45,500$45,500