Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$194,672$194,672$243,000
Remaining term (yrs)25.625.630.0
Secondary amount$0$48,328$0
Funding fee$0$0$0
Note rate4.170%4.170%7.400%
Blended rate5.020%5.812%7.640%
1st payment$1,028.65$1,028.65$1,682.48
2nd payment$0.00$362.46$0.00
Taxes / mo$211.42$211.42$211.42
Insurance / mo$150.00$150.00$150.00
MI / mo$149.53$149.53$48.60
HOA / mo$55.00$55.00$55.00
Total monthly$1,594.60$1,957.05$2,147.50
Cash to close$75,328$27,000$27,000