Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$114,542$114,542$341,100
Remaining term (yrs)20.520.530.0
Secondary amount$0$226,558$0
Funding fee$0$0$0
Note rate4.170%4.170%7.400%
Blended rate5.020%6.833%7.640%
1st payment$691.63$691.63$2,361.71
2nd payment$0.00$1,463.19$0.00
Taxes / mo$128.41$128.41$128.41
Insurance / mo$150.00$150.00$150.00
MI / mo$100.54$100.54$68.22
HOA / mo$0.00$0.00$0.00
Total monthly$1,070.58$2,533.77$2,708.34
Cash to close$264,458$37,900$37,900