Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$175,164	$175,164	$337,500
Remaining term (yrs)	21.3	21.3	30.0
Secondary amount	$0	$162,336	$0
Funding fee	$0	$0	$0
Note rate	3.950%	3.950%	7.400%
Blended rate	4.800%	6.339%	7.640%
1st payment	$1,011.09	$1,011.09	$2,336.78
2nd payment	$0.00	$1,082.24	$0.00
Taxes / mo	$492.95	$492.95	$492.95
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$150.92	$150.92	$67.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,804.97	$2,887.21	$3,047.24
Cash to close	$199,836	$37,500	$37,500