Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$182,955$182,955$256,410
Remaining term (yrs)23.523.530.0
Secondary amount$0$73,455$0
Funding fee$0$0$0
Note rate3.620%3.620%7.400%
Blended rate4.470%5.768%7.640%
1st payment$962.15$962.15$1,775.33
2nd payment$0.00$550.92$0.00
Taxes / mo$267.50$267.50$267.50
Insurance / mo$150.00$150.00$150.00
MI / mo$149.53$149.53$51.28
HOA / mo$334.00$334.00$334.00
Total monthly$1,863.19$2,414.10$2,578.11
Cash to close$101,945$28,490$28,490