Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$243,278	$242,910
Remaining term (yrs)	27.5	30.0
Secondary amount	$0	$0
Funding fee	$1,216	$0
Note rate	6.780%	7.400%
Blended rate	6.780%	7.640%
1st payment	$1,626.48	$1,681.86
2nd payment	$0.00	$0.00
Taxes / mo	$3.50	$3.50
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$48.58
HOA / mo	$6.25	$6.25
Total monthly	$1,786.23	$1,890.19
Cash to close	$26,622	$26,990