Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$239,566$239,566$265,500
Remaining term (yrs)25.025.030.0
Secondary amount$0$25,934$0
Funding fee$0$0$0
Note rate2.840%2.840%7.400%
Blended rate3.690%4.209%7.640%
1st payment$1,113.67$1,113.67$1,838.27
2nd payment$0.00$194.51$0.00
Taxes / mo$684.79$684.79$684.79
Insurance / mo$150.00$150.00$150.00
MI / mo$190.99$190.99$53.10
HOA / mo$14.08$14.08$14.08
Total monthly$2,153.53$2,348.03$2,740.24
Cash to close$55,434$29,500$29,500