Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$242,939	$242,939	$332,999
Remaining term (yrs)	24.3	24.3	30.0
Secondary amount	$0	$90,060	$0
Funding fee	$1,215	$1,215	$0
Note rate	2.680%	2.680%	7.400%
Blended rate	2.680%	4.389%	7.640%
1st payment	$1,130.70	$1,130.70	$2,305.62
2nd payment	$0.00	$675.45	$0.00
Taxes / mo	$49.68	$49.68	$49.68
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$66.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,330.37	$2,005.82	$2,571.89
Cash to close	$127,060	$37,000	$37,000