Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$193,947	$175,050
Remaining term (yrs)	28.0	30.0
Secondary amount	$0	$0
Funding fee	$0	$0
Note rate	6.780%	7.400%
Blended rate	7.330%	7.640%
1st payment	$1,287.54	$1,212.01
2nd payment	$0.00	$0.00
Taxes / mo	$304.26	$304.26
Insurance / mo	$150.00	$150.00
MI / mo	$90.71	$35.01
HOA / mo	$0.00	$0.00
Total monthly	$1,832.50	$1,701.28
Cash to close	$553	$19,450