Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$190,159	$190,159	$306,000
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$115,841	$0
Funding fee	$951	$951	$0
Note rate	2.810%	2.810%	7.400%
Blended rate	2.810%	4.775%	7.640%
1st payment	$891.31	$891.31	$2,118.68
2nd payment	$0.00	$772.27	$0.00
Taxes / mo	$676.42	$676.42	$676.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$61.20
HOA / mo	$294.00	$294.00	$294.00
Total monthly	$2,011.73	$2,784.00	$3,300.30
Cash to close	$149,841	$34,000	$34,000