Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$214,752	$214,752	$359,010
Remaining term (yrs)	22.6	22.6	30.0
Secondary amount	$0	$144,258	$0
Funding fee	$1,074	$1,074	$0
Note rate	4.140%	4.140%	7.400%
Blended rate	4.140%	5.691%	7.640%
1st payment	$1,215.65	$1,215.65	$2,485.71
2nd payment	$0.00	$961.72	$0.00
Taxes / mo	$453.03	$453.03	$453.03
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$71.80
HOA / mo	$82.00	$82.00	$82.00
Total monthly	$1,900.68	$2,862.40	$3,242.54
Cash to close	$184,148	$39,890	$39,890