Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$153,937$153,937$336,150
Remaining term (yrs)27.627.630.0
Secondary amount$0$182,213$0
Funding fee$0$0$0
Note rate6.990%6.990%7.400%
Blended rate7.540%7.789%7.640%
1st payment$1,048.20$1,048.20$2,327.43
2nd payment$0.00$1,214.76$0.00
Taxes / mo$92.02$92.02$92.02
Insurance / mo$150.00$150.00$150.00
MI / mo$72.28$72.28$67.23
HOA / mo$0.00$0.00$0.00
Total monthly$1,362.51$2,577.27$2,636.69
Cash to close$219,563$37,350$37,350