Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$299,243$299,243$314,910
Remaining term (yrs)28.328.330.0
Secondary amount$0$33,162$0
Funding fee$0$0$0
Note rate6.850%6.850%7.400%
Blended rate7.400%7.846%7.640%
1st payment$1,994.51$1,994.51$2,180.37
2nd payment$0.00$328.16$0.00
Taxes / mo$552.26$552.26$552.26
Insurance / mo$150.00$150.00$150.00
MI / mo$139.51$139.51$62.98
HOA / mo$61.67$61.67$61.67
Total monthly$2,897.95$3,226.12$3,007.29
Cash to close$50,657$17,495$34,990