Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$443,759$443,759$629,100
Remaining term (yrs)24.424.430.0
Secondary amount$0$185,341$0
Funding fee$2,219$2,219$0
Note rate2.740%2.740%7.400%
Blended rate2.740%4.290%7.640%
1st payment$2,073.93$2,073.93$4,355.76
2nd payment$0.00$1,235.60$0.00
Taxes / mo$546.74$546.74$546.74
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$125.82
HOA / mo$0.00$0.00$0.00
Total monthly$2,787.34$4,022.94$5,194.99
Cash to close$255,241$69,900$69,900