Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$153,412	$153,412	$202,424
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$49,013	$0
Funding fee	$0	$0	$0
Note rate	2.810%	2.810%	7.400%
Blended rate	3.660%	4.953%	7.640%
1st payment	$719.07	$719.07	$1,401.55
2nd payment	$0.00	$367.60	$0.00
Taxes / mo	$316.67	$316.67	$316.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$123.80	$123.80	$40.48
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,309.54	$1,677.13	$1,908.70
Cash to close	$71,504	$22,492	$22,492