Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$315,768$315,768$324,000
Remaining term (yrs)26.026.030.0
Secondary amount$0$26,232$0
Funding fee$0$0$0
Note rate5.220%5.220%7.400%
Blended rate6.070%6.515%7.640%
1st payment$1,848.76$1,848.76$2,243.31
2nd payment$0.00$259.58$0.00
Taxes / mo$386.49$386.49$386.49
Insurance / mo$150.00$150.00$150.00
MI / mo$237.95$237.95$64.80
HOA / mo$43.67$43.67$43.67
Total monthly$2,666.88$2,926.46$2,888.27
Cash to close$44,232$18,000$36,000