Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$156,870$156,870$288,000
Remaining term (yrs)25.925.930.0
Secondary amount$0$131,130$0
Funding fee$784$784$0
Note rate5.410%5.410%7.400%
Blended rate5.410%6.589%7.640%
1st payment$937.65$937.65$1,994.05
2nd payment$0.00$874.20$0.00
Taxes / mo$169.10$169.10$169.10
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$57.60
HOA / mo$193.33$193.33$193.33
Total monthly$1,450.08$2,324.28$2,564.09
Cash to close$163,130$32,000$32,000