Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$162,522	$162,522	$329,310
Remaining term (yrs)	21.5	21.5	30.0
Secondary amount	$0	$166,788	$0
Funding fee	$0	$0	$0
Note rate	4.030%	4.030%	7.400%
Blended rate	4.880%	6.460%	7.640%
1st payment	$940.46	$940.46	$2,280.08
2nd payment	$0.00	$1,111.92	$0.00
Taxes / mo	$261.17	$261.17	$261.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$139.03	$139.03	$65.86
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,490.66	$2,602.58	$2,757.10
Cash to close	$203,378	$36,590	$36,590