Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$218,023	$218,023	$251,996
Remaining term (yrs)	27.3	27.3	30.0
Secondary amount	$0	$33,972	$0
Funding fee	$0	$0	$0
Note rate	7.440%	7.440%	7.400%
Blended rate	7.990%	8.126%	7.640%
1st payment	$1,555.30	$1,555.30	$1,744.77
2nd payment	$0.00	$254.79	$0.00
Taxes / mo	$428.46	$428.46	$428.46
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$102.55	$102.55	$50.40
HOA / mo	$129.00	$129.00	$129.00
Total monthly	$2,365.30	$2,620.09	$2,502.62
Cash to close	$61,972	$28,000	$28,000