Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$178,136$178,136$198,000
Remaining term (yrs)25.925.930.0
Secondary amount$0$30,864$0
Funding fee$891$891$0
Note rate4.500%4.500%7.400%
Blended rate4.500%5.589%7.640%
1st payment$969.60$969.60$1,370.91
2nd payment$0.00$305.42$0.00
Taxes / mo$203.17$203.17$203.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$39.60
HOA / mo$0.00$0.00$0.00
Total monthly$1,322.77$1,628.19$1,763.68
Cash to close$41,864$11,000$22,000