Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$375,087	$375,087	$404,910
Remaining term (yrs)	27.8	27.8	30.0
Secondary amount	$0	$29,823	$0
Funding fee	$0	$0	$0
Note rate	6.860%	6.860%	7.400%
Blended rate	7.410%	7.527%	7.640%
1st payment	$2,517.12	$2,517.12	$2,803.52
2nd payment	$0.00	$223.68	$0.00
Taxes / mo	$324.92	$324.92	$324.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$175.89	$175.89	$80.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,167.92	$3,391.60	$3,359.41
Cash to close	$74,813	$44,990	$44,990