Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$130,133	$130,133	$539,910
Remaining term (yrs)	14.1	14.1	30.0
Secondary amount	$0	$409,777	$0
Funding fee	$0	$0	$0
Note rate	4.430%	4.430%	7.400%
Blended rate	5.280%	7.155%	7.640%
1st payment	$1,027.68	$1,027.68	$3,738.23
2nd payment	$0.00	$2,646.47	$0.00
Taxes / mo	$328.23	$328.23	$328.23
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$144.85	$144.85	$107.98
HOA / mo	$91.67	$91.67	$91.67
Total monthly	$1,759.11	$4,405.58	$4,432.78
Cash to close	$469,767	$59,990	$59,990