Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$249,435$249,435$441,000
Remaining term (yrs)23.423.430.0
Secondary amount$0$191,565$0
Funding fee$0$0$0
Note rate3.620%3.620%7.400%
Blended rate4.470%6.003%7.640%
1st payment$1,314.72$1,314.72$3,053.39
2nd payment$0.00$1,277.10$0.00
Taxes / mo$652.58$652.58$652.58
Insurance / mo$166.67$166.67$166.67
MI / mo$204.33$204.33$88.20
HOA / mo$12.50$12.50$12.50
Total monthly$2,350.80$3,627.90$3,973.34
Cash to close$240,565$49,000$49,000