Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$480,219	$480,219	$517,500
Remaining term (yrs)	29.1	29.1	30.0
Secondary amount	$0	$37,281	$0
Funding fee	$2,401	$2,401	$0
Note rate	6.180%	6.180%	7.400%
Blended rate	6.180%	6.383%	7.640%
1st payment	$2,961.13	$2,961.13	$3,583.07
2nd payment	$0.00	$279.61	$0.00
Taxes / mo	$463.22	$463.22	$463.22
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$103.50
HOA / mo	$26.25	$26.25	$26.25
Total monthly	$3,617.26	$3,896.87	$4,342.70
Cash to close	$94,781	$57,500	$57,500