Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$229,074	$229,074	$499,500
Remaining term (yrs)	19.0	19.0	30.0
Secondary amount	$0	$270,426	$0
Funding fee	$1,145	$1,145	$0
Note rate	3.890%	3.890%	7.400%
Blended rate	3.890%	5.980%	7.640%
1st payment	$1,414.52	$1,414.52	$3,458.44
2nd payment	$0.00	$1,746.50	$0.00
Taxes / mo	$441.38	$441.38	$441.38
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$99.90
HOA / mo	$88.33	$88.33	$88.33
Total monthly	$2,110.90	$3,857.40	$4,254.72
Cash to close	$325,926	$55,500	$55,500