Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$286,217	$286,217	$368,910
Remaining term (yrs)	25.4	25.4	30.0
Secondary amount	$0	$82,693	$0
Funding fee	$0	$0	$0
Note rate	3.450%	3.450%	7.400%
Blended rate	4.300%	5.354%	7.640%
1st payment	$1,407.61	$1,407.61	$2,554.26
2nd payment	$0.00	$620.20	$0.00
Taxes / mo	$328.30	$328.30	$328.30
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$223.43	$223.43	$73.78
HOA / mo	$13.75	$13.75	$13.75
Total monthly	$2,123.09	$2,743.29	$3,120.09
Cash to close	$123,683	$40,990	$40,990