Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$277,246	$277,246	$382,500
Remaining term (yrs)	25.7	25.7	30.0
Secondary amount	$0	$105,254	$0
Funding fee	$0	$0	$0
Note rate	4.980%	4.980%	7.400%
Blended rate	5.830%	6.427%	7.640%
1st payment	$1,591.32	$1,591.32	$2,648.35
2nd payment	$0.00	$701.70	$0.00
Taxes / mo	$226.17	$226.17	$226.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$210.45	$210.45	$76.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,177.94	$2,879.64	$3,101.02
Cash to close	$147,754	$42,500	$42,500