Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$200,577$200,577$304,200
Remaining term (yrs)25.025.030.0
Secondary amount$0$103,623$0
Funding fee$1,003$1,003$0
Note rate2.900%2.900%7.400%
Blended rate2.900%4.637%7.640%
1st payment$936.52$936.52$2,106.22
2nd payment$0.00$690.82$0.00
Taxes / mo$296.08$296.08$296.08
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$60.84
HOA / mo$273.33$273.33$273.33
Total monthly$1,655.93$2,346.75$2,886.47
Cash to close$137,423$33,800$33,800