Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$179,773	$179,773	$296,100
Remaining term (yrs)	24.9	24.9	30.0
Secondary amount	$0	$116,327	$0
Funding fee	$899	$899	$0
Note rate	2.980%	2.980%	7.400%
Blended rate	2.980%	4.952%	7.640%
1st payment	$850.64	$850.64	$2,050.14
2nd payment	$0.00	$775.51	$0.00
Taxes / mo	$264.33	$264.33	$264.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$59.22
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,264.97	$2,040.48	$2,523.69
Cash to close	$149,227	$32,900	$32,900