Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$272,220$272,220$305,100
Remaining term (yrs)25.425.430.0
Secondary amount$0$32,880$0
Funding fee$1,361$1,361$0
Note rate3.450%3.450%7.400%
Blended rate3.450%4.048%7.640%
1st payment$1,338.77$1,338.77$2,112.45
2nd payment$0.00$246.60$0.00
Taxes / mo$52.60$52.60$52.60
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$61.02
HOA / mo$140.00$140.00$140.00
Total monthly$1,681.37$1,927.97$2,516.07
Cash to close$66,780$33,900$33,900