Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$250,479	$250,479	$269,100
Remaining term (yrs)	26.6	26.6	30.0
Secondary amount	$0	$33,571	$0
Funding fee	$0	$0	$0
Note rate	6.340%	6.340%	7.400%
Blended rate	6.890%	7.479%	7.640%
1st payment	$1,622.26	$1,622.26	$1,863.19
2nd payment	$0.00	$332.22	$0.00
Taxes / mo	$291.42	$291.42	$291.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$119.62	$119.62	$53.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,183.29	$2,515.51	$2,358.43
Cash to close	$48,521	$14,950	$29,900