Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$232,493	$232,493	$346,500
Remaining term (yrs)	23.6	23.6	30.0
Secondary amount	$0	$114,007	$0
Funding fee	$0	$0	$0
Note rate	3.450%	3.450%	7.400%
Blended rate	4.300%	5.517%	7.640%
1st payment	$1,196.22	$1,196.22	$2,399.10
2nd payment	$0.00	$760.05	$0.00
Taxes / mo	$192.08	$192.08	$192.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$189.87	$189.87	$69.30
HOA / mo	$4.17	$4.17	$4.17
Total monthly	$1,732.34	$2,492.39	$2,814.64
Cash to close	$152,507	$38,500	$38,500