Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$196,789	$196,789	$359,910
Remaining term (yrs)	20.1	20.1	30.0
Secondary amount	$0	$163,121	$0
Funding fee	$0	$0	$0
Note rate	3.460%	3.460%	7.400%
Blended rate	4.310%	5.982%	7.640%
1st payment	$1,127.51	$1,127.51	$2,491.94
2nd payment	$0.00	$1,087.48	$0.00
Taxes / mo	$299.00	$299.00	$299.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$178.74	$178.74	$71.98
HOA / mo	$30.58	$30.58	$30.58
Total monthly	$1,785.84	$2,873.32	$3,043.51
Cash to close	$203,111	$39,990	$39,990