Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$276,604	$276,604	$446,310
Remaining term (yrs)	24.6	24.6	30.0
Secondary amount	$0	$169,706	$0
Funding fee	$1,383	$1,383	$0
Note rate	3.060%	3.060%	7.400%
Blended rate	3.060%	4.938%	7.640%
1st payment	$1,329.23	$1,329.23	$3,090.16
2nd payment	$0.00	$1,131.37	$0.00
Taxes / mo	$6.50	$6.50	$6.50
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$89.26
HOA / mo	$90.00	$90.00	$90.00
Total monthly	$1,592.39	$2,723.76	$3,442.59
Cash to close	$219,296	$49,590	$49,590