Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$150,769	$150,769	$256,500
Remaining term (yrs)	20.4	20.4	30.0
Secondary amount	$0	$105,731	$0
Funding fee	$0	$0	$0
Note rate	4.300%	4.300%	7.400%
Blended rate	5.150%	6.325%	7.640%
1st payment	$923.22	$923.22	$1,775.95
2nd payment	$0.00	$704.87	$0.00
Taxes / mo	$225.40	$225.40	$225.40
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$132.15	$132.15	$51.30
HOA / mo	$269.00	$269.00	$269.00
Total monthly	$1,699.77	$2,404.64	$2,471.65
Cash to close	$134,231	$28,500	$28,500