Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$147,703	$147,703	$252,000
Remaining term (yrs)	22.7	22.7	30.0
Secondary amount	$0	$104,297	$0
Funding fee	$0	$0	$0
Note rate	4.140%	4.140%	7.400%
Blended rate	4.990%	6.236%	7.640%
1st payment	$834.27	$834.27	$1,744.80
2nd payment	$0.00	$695.31	$0.00
Taxes / mo	$261.08	$261.08	$261.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$121.71	$121.71	$50.40
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,367.07	$2,062.38	$2,206.28
Cash to close	$132,297	$28,000	$28,000