Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$38,397	$38,397	$314,910
Remaining term (yrs)	6.7	6.7	30.0
Secondary amount	$0	$276,513	$0
Funding fee	$192	$192	$0
Note rate	5.480%	5.480%	7.400%
Blended rate	5.480%	7.473%	7.640%
1st payment	$562.44	$562.44	$2,180.37
2nd payment	$0.00	$1,785.81	$0.00
Taxes / mo	$118.00	$118.00	$118.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$62.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$830.44	$2,616.26	$2,511.36
Cash to close	$311,503	$34,990	$34,990